When I was young I figured out early on that there was something wrong with my family. They were successful and well to do but my parents used their wealth to try and control their children. Therefore their money and financial help was never really a gift.
It is interesting that as I grow older if someone says they want to give me something I always think I need to give them something back.
In some of my intimate relationships gift giving has been used as a means for control of me also. I detest that.
As a result of this manipulation I have tried as hard as I can to be financially independent. Therefore no one can control me.
When I think of the greatest gift of all I think of the gift of Jesus. The one and only Son of God who was sacrificed for my sins. To accept this gift in entirety means you allow Jesus to come into your heart and let Him live His life through you. It many times means a vow of poverty, sometimes it means you turn your other cheek to receive yet another slap. Sometimes this gift involves you giving your life for your belief.
Most of the times though God does not ask for much in return. He only asks that you do one thing with this precious gift and that is to share it.