I mentioned recently that my daughter had been in a car accident. This was a car in which I had assisted with financing. I had put a down payment down and then cosigned the remainder of the loan so she could get a good interest rate.

As a single mother I have realized the benefit of a good credit score. I have tried to help my daughter establish a good credit score so she will be able to provide for the things she needs as an adult. I took out a credit card in my name several years ago and made it a joint account with my daughter. I basically gave the card to my daughter and called the credit card company, lowering the limit that could be charged to 500$. That way she couldn’t overspend and if she couldn’t pay the balance there was a good chance that I could.

Cosigning with her for a car loan so that she could get a better interest rate was another decision I made to prepare her for adulthood. She had been so good about paying the car payment on time and had taken very good care of this car. I was proud of her.

Then the accident happened and I became very angry at God. I told Him that I thought it was unfair that this other driver had run a red light and hit my daughter. She had been so good about paying off the balance and had only had a year left on the note. I vented to God and my prayers were exploding with anger. My friends said that I should be happy she wasn’t hurt and I was but I was still mad at God and I told Him so.

I didn’t hear an audible response. What I experienced was a thought process that came from God. The initial car loan had been a burden on my daughter. It was too high of a payment. She is currently going to school full time and it would have put her under a lot of stress to continue to pay that amount while going to school. She would have had to work at Michael Korrs almost full time to pay all of her bills. So God decided to take the highest bill out of the equation.

The insurance company totaled the car and she got a fair amount as a settlement. Just yesterday she got a used car which she is excited about. Her car payment is lowered by over half and once again I cosigned the loan.

I would have never thought that I would consider a car accident a good thing but when you know the thoughts of God it becomes apparent that He can turn all things into something good. So thankful for His protection of my daughter during this event. We can always get a different car but there is no replacing her.